Golden Visa Portugal: a quick and definitive guide 2025

Diversifying your assets stopped being an option a long time ago... now it is an obligation to protect your patrimony in the face of economic and political changes that happen every day around the world. And if at the same time you can access markets in paradisiacal destinations with benefits such as a residence, you are definitely in the right place. Find out more about investing in real estate in Portugal and the benefits of obtaining the Golden Visa in this dream country.

What is the Golden Visa Portugal?

Portugal's Golden Visa program, officially known as the Residence Permit for Investment Activity (ARI), is one of the world's most popular investment residency schemes. Since its launch in 2012, it has attracted more than 13,000 investors and generated total investment in excess of €8 billion.

This program is designed for non-EU/EEA or Swiss citizens who wish to obtain legal residence in Portugal and, eventually, Portuguese (and therefore European) citizenship in only 5 years, with minimum stay requirements.

Main changes in 2025

• End of real estate investment in Lisbon, Porto and coastal areas: Private equity funds are now the most viable option.
• Increased focus on sustainable investments: Funds that support startups, renewable energies and sustainable tourism.
• Faster processes: AIMA (new immigration agency) seeks to streamline procedures.

Main benefits of the Golden Visa Portugal that you should know:

✅ Residence in the EU in 5 years with option to citizenship (Portuguese passport).✅ Only 14 days stay every 2 years (no need to live in Portugal).✅ Includes your family: spouse, children under 18 (or up to 26 if studying) and parents over 65.✅ Access to the Schengen Area: Travel without visa to 29 European countries.✅ Tax benefits: Under the NHR (Non-Habitual Resident) regime, you can pay less taxes for 10 years.✅ No inheritance tax in Portugal.✅ Possibility to work and study in the country.

Requirements for the Golden Visa Portugal (2025)

Minimum investment

• 500,000 in private equity funds (60% must be in Portuguese companies).
• Less common alternatives:

Personal requirements

• Be over 18 years of age.
• No criminal record in Portugal or in your country of origin.
• Medical insurance valid in Portugal.
• Open a Portuguese bank account and obtain a NIF ( Tax Identification Number).

How to obtain the Golden Visa Portugal in 2025?

1️⃣ Obtain a NIF and open a bank account in Portugal (can be done remotely with a fiscal representative).2️⃣ Choose an approved investment fund (make sure it meets the Golden Visa requirements).3️⃣ Transfer funds from an international account to your Portuguese account.4️⃣ Submit the application to AIMA (preferably with a specialized partner).5️⃣ Travel to Portugal for biometric data collection (only 1 trip required).6️⃣ Receive the residence card (valid for 2 years, renewable).7️⃣ Renew every 2 years until your 5th birthday, when you can apply for citizenship or permanent residency.

Is the Golden Visa Portugal worth it in 2025?

Yes! The reality is that, after the changes announced by the Spanish government for obtaining the Spanish Golden Visa, it is not possible to obtain the Spanish Golden Visa. The Portuguese Golden Visa is now consolidated as one of the best options to obtain residency in the EU because it is one of the best options to obtain the Spanish Golden Visa:

🔹 It does not require living in Portugal (only 14 days every 2 years).🔹 It gives access to a European passport in only 5 years.🔹 Portugal is safe, with a good climate and low cost of living.

Who chooses it?

• Investors seeking global mobility (EU passport).
• Families who want European education for their children.
• Retirees who want tax benefits.

The Golden Visa Portugal remains an excellent option in 2025 for those seeking residency or European citizenship with minimum stay. While no longer possible through property purchases in major cities, investment funds offer a secure and professionally managed alternative.

Interested in applying? Contact us and find out what your options are with one of our specialized advisors to choose the best investment option according to your profile.